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TRAVEL INSURANCE

 

Important: Please read your Travel Insurance Certificate

 

A Special Holiday Travel Insurance Scheme is available for all passengers travelling on our holidays which is arranged with HI-International Travel Protection (ERV), the UK branch of Europaische Reiseverschrung AG, who are licensed by the Bundesanstalt fùr Finanzdienstleistungsaufsicht (BAFIN - www.bafin.de) and approved by the Financial Conduct Authority (FCA - www.fca.gov.uk) to undertake insurance business in the UK.  Should you wish to take advantage of our Holiday Travel Insurance please include the appropriate premium when booking your holiday.

 

Demand & Needs

This insurance policy will suit the Demands and Needs of an individual, or group (where applicable) who have no excluded pre-existing medical conditions, are travelling in countries included within the policy terms and who wish to insure themselves against unforeseen events detailed in the cover section below. Subject to the terms, conditions and maximum specified claim limits.

 

Important

We will not provide you with advice about the suitability of this product for your individual needs but will be happy to provide you with factual information.

 

We summarise below the details of the insurance cover provided which also includes SPECIALTY ASSISTANCE - 24-hour emergency service. The following is a brief summary of the cover available. Full details of Cover, Policy Warranties and Exclusions will be forwarded with your confirmation of booking.  In any event you may ask for a specimen copy of the Policy Wording before booking should you wish to examine this in  advance.

 

Cover

Sum Insured

Cancellation

Up to £3,500

Missed Departure/Travel Delay

£600/£60

Personal Accident

£15,000

Medical and other Expenses including Curtailment

£2,000,000

Medical Inconvenience Benefit

£450 (£15 per day)

Personal Property/Loss of Passport

£1,500/£200

Personal Liability

£2,000,000

Delayed Baggage

£100

Legal Expenses

£25,000


Policy Excess

Cancellation, Curtailment, Holiday Abandonment and Loss of Deposit: £50.00 will be deducted for each and every incident per insured person involved in the incident (other than deposit only claims where £15 will be deducted). Medical and Other Expenses, Personal Property and Money: excess £50.00 each and every incident per Insured Person.

 

Conditions

It is a condition that at the time of taking out this Policy you must comply with each of the following:

 

  1. You are not aware of any reason why the trip should be cancelled or cut short (curtailed)

  2. You are not receiving or awaiting treatment for an illness or injury as a hospital in-patient (as any claim arising from this injury or treatment will not be covered)

  3. You are not travelling a) Against the advice of a Medical Practitioner b) For the purpose of obtaining medical treatment or c) if you have been given a terminal prognosis

  4. If you have received medical treatment as a hospital in-patient or out-patient, during the six months prior to the booking of the trip, you must obtain medical advice from a Medical Practitioner at your cost confirming that you will be fit enough to take the trip

  5. If you are undergoing medical treatment as a hospital out-patient at the date that the final cost of the trip is due to be paid a "Certificate of Fitness" confirming your ability to travel must be obtained by you at your cost

  6. If you are on medication at the time of travel your medical condition is stable/well controlled

 

The Policy contains the following General Exclusion:

YOU ARE NOT COVERED for anything caused directly or indirectly by you suffering from stress, anxiety or depression unless it has been investigated and diagnosed as such by a Consultant specialising in the relevant field, who must confirm in writing at your cost that you are fit enough to take this trip.   You must notify the issuer of this Policy immediately of any of the conditions listed above arising between the date the policy is issued and the time of departure of the trip.

 

Cooling Off Period

You should read your policy immediately to ensure it meets with your requirements. If for any reason it does not, it must be returned to the issuer of the policy within 14 days of the date of issue or prior to travel, whichever is sooner. Your money will be refunded in full, provided no claims have been made or incident likely to give rise to a claim has arisen. If you cancel your policy after 14 days no refund will be given.

 

Please note our Holiday Travel Insurance Scheme is only available to United Kingdom Residents.

 

B.R. Shreeve & Sons Limited is an Appointed Representative of I.T.C. Compliance Limited which is authorised and regulated by The Financial Conduct Authority (FCA).

Hadenham Road, Lowestoft, Suffolk, NR33 7NF
73 High Street, Leiston, Suffolk, IP16 4BX
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